Business Model

We're New Zealand's favourite place to buy and sell and the market leader in short-term credit services.

The Cash Converters business model offers multiple businesses in one location. Your store will provide customers with lots of options to help them get on with their lives.

1. Buying quality second hand goods

2. Selling quality second hand goods in-store and online

3. Pawnbroking – a short term cash loan against quality goods

4. Cash Advance – a six week unsecured cash loan from $100 to $2,000

5. Personal Loans – an unsecured cash loan up to $2,000 for 4 to 9 months.

Your store will have great visibility, ample parking nearby and be up to 350m2 in size.

Our turn key store fit out programme provides the optimum configuration for your location and our store fit out team will keep you informed throughout the process from site selection to opening day.

General size of a Cash Converters store is around 350sqm. Includes retail and inventory space

350sqm layout

Stores are located in highly visible areas to walkers and vehicles to ensure constant exposure

Highly Visible

Cash Converters stores have ample parking for a convenient shopping experience

Ample parking

Cash Converters Retail – Quality second hand stock displayed professionally


Cash Converters Fine Jewellery – unique and timeless pieces


Cash Converters B&L and PFC – simple and straightforward cash solutions

Pawnbroking, Personal Loans & Cash Advance